:root{font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;color:#12253a;background:#f6fbfe;color-scheme:light;--ink:#12253a;--navy-950:#061d3f;--navy-900:#082957;--navy-800:#0a3a73;--blue-700:#087bc1;--blue-600:#0a91d2;--pool-blue:#10a9df;--aqua:#19c5e7;--aqua-bright:#33d7eb;--sky-50:#f4fbff;--sky-100:#eaf7fd;--sky-200:#d7eff9;--surface:#ffffff;--border:#d5e7ef;--border-strong:#b9dce9;--muted:#617583;--shadow:0 12px 34px rgba(6,45,82,.08);--shadow-hover:0 16px 40px rgba(6,45,82,.13);--focus:0 0 0 3px rgba(25,197,231,.25)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:linear-gradient(180deg,#eef9ff 0,#fff 470px);color:var(--ink)}a{color:var(--blue-700);text-decoration:none;text-underline-offset:3px}a:hover{text-decoration:underline}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible{outline:none;box-shadow:var(--focus)}.header-shell{position:relative;z-index:20;background:#ffffffeb;border-bottom:1px solid rgba(185,220,233,.72);backdrop-filter:saturate(150%) blur(10px)}.site-header,main,.site-footer{max-width:1180px;margin:auto;padding-left:22px;padding-right:22px}.site-header{display:flex;justify-content:space-between;align-items:center;gap:34px;padding-top:15px;padding-bottom:15px}.brand{display:block;flex:0 0 auto;line-height:0;border-radius:12px}.brand img{display:block;width:308px;height:auto;max-width:100%}.site-header nav,.site-footer nav{display:flex;gap:8px 18px;flex-wrap:wrap;align-items:center}.site-header nav a{position:relative;color:var(--navy-900);font-weight:800;padding:10px 2px;border-bottom:2px solid transparent}.site-header nav a:hover,.site-header nav a:focus-visible,.site-header nav a[aria-current=page]{color:var(--blue-700);border-bottom-color:var(--aqua);text-decoration:none}.hero{display:grid;grid-template-columns:1.3fr .7fr;gap:34px;align-items:center;padding:72px 0 54px}.hero h1{font-size:clamp(44px,7vw,78px);line-height:.98;letter-spacing:-.055em;margin:.15em 0;color:var(--navy-950)}.hero p,.lead{font-size:19px;line-height:1.7;color:#526a7a}.accent-text{color:var(--blue-700)}.eyebrow,.kicker{text-transform:uppercase;letter-spacing:.12em;font-size:12px;font-weight:850;color:var(--blue-700)}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.hero-card,.card,.side-card,.verdict-box,.list-box,.tool-card,.callout{background:var(--surface);border:1px solid var(--border);border-radius:18px;box-shadow:var(--shadow)}.hero-card{padding:28px;border-top:4px solid var(--pool-blue);background:linear-gradient(155deg,#fff 0,var(--sky-50) 100%)}.hero-card strong{font-size:24px;color:var(--navy-900)}.section{padding:34px 0}.section-head{display:flex;justify-content:space-between;gap:40px;align-items:end;margin-bottom:22px}.section-head h2{font-size:36px;letter-spacing:-.03em;margin:.15em 0;color:var(--navy-950)}.section-head p{max-width:620px;color:var(--muted);line-height:1.65}.grid,.category-grid,.index-list{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.card,.tool-card{padding:23px;transition:border-color .18s ease,box-shadow .18s ease,transform .18s ease,background .18s ease}.card h3,.tool-card h3{font-size:21px;margin:.4em 0;color:var(--navy-900)}.card p,.tool-card p{color:var(--muted);line-height:1.55}a.card:hover,a.tool-card:hover{border-color:var(--border-strong);box-shadow:var(--shadow-hover);transform:translateY(-2px);text-decoration:none}a.card:hover h3,a.tool-card:hover h3{color:var(--blue-700)}.category-chip{position:relative;display:block;padding:19px 20px;background:linear-gradient(135deg,var(--sky-50),var(--sky-100));border:1px solid var(--border-strong);border-radius:14px;font-weight:850;color:var(--navy-900);box-shadow:0 8px 20px #062d520a;transition:background .18s ease,border-color .18s ease,color .18s ease,transform .18s ease,box-shadow .18s ease}.category-chip:after{content:"→";float:right;color:var(--pool-blue)}.category-chip:hover,.category-chip:focus-visible{background:linear-gradient(135deg,#e7f7fd,#dcf5fb);border-color:#88d2e9;color:var(--blue-700);transform:translateY(-1px);box-shadow:0 12px 26px #062d5214;text-decoration:none}.button{display:inline-flex;align-items:center;justify-content:center;padding:12px 17px;border:1px solid transparent;border-radius:11px;background:linear-gradient(135deg,var(--blue-700),var(--pool-blue));color:#fff;font-weight:850;box-shadow:0 7px 18px #087bc130;transition:transform .18s ease,box-shadow .18s ease,background .18s ease,border-color .18s ease,color .18s ease}.button:hover{background:linear-gradient(135deg,#066aa7,var(--blue-600));box-shadow:0 9px 22px #087bc13d;transform:translateY(-1px);text-decoration:none}.button-secondary{background:#fff;color:var(--blue-700);border-color:var(--border-strong);box-shadow:0 6px 15px #062d520f}.button-secondary:hover{background:var(--sky-50);border-color:#8ccfe6;color:var(--navy-800);box-shadow:0 8px 18px #062d5217}.article-hero,.index-hero{max-width:850px;padding:50px 0 28px}.article-hero h1,.index-hero h1{font-size:clamp(38px,6vw,64px);line-height:1.03;letter-spacing:-.045em;margin:.15em 0;color:var(--navy-950)}.article-shell{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:28px}.prose{min-width:0}.prose p,.prose li{font-size:17px;line-height:1.8;color:#435b6b}.prose h2{margin-top:42px;font-size:30px;letter-spacing:-.025em;color:var(--navy-950)}.prose h3,.list-box h3{color:var(--navy-900)}.verdict-box,.list-box,.side-card,.callout{padding:20px}.verdict-box{border-left:5px solid var(--aqua);margin-bottom:18px;background:linear-gradient(90deg,#eefbff,#fff 48%)}.verdict-box strong{color:var(--navy-900)}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:16px}.side-card{margin-bottom:16px}.side-card h3{margin-top:0;color:var(--navy-900)}.side-card a{display:block;padding:8px 0;border-bottom:1px solid #e8f1f5}.side-card a:last-child{border-bottom:0}.merchant-list a{display:flex;justify-content:space-between;gap:12px}.breadcrumb{font-size:13px;color:#758994;padding-top:16px}.source-note{margin-top:34px;padding-top:20px;border-top:1px solid var(--border)}.tool-shell{max-width:900px}.tool-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.tool-card label{display:block;font-size:13px;font-weight:850;margin-bottom:6px;color:var(--navy-900)}.tool-card input,.tool-card select{width:100%;padding:12px;border:1px solid #c4dce7;border-radius:10px;background:#fff;color:var(--ink);font:inherit;outline:none;transition:border-color .18s ease,box-shadow .18s ease}.tool-card input:hover,.tool-card select:hover{border-color:#9fcfe1}.tool-card input:focus,.tool-card select:focus{border-color:var(--pool-blue);box-shadow:var(--focus)}.tool-result{margin-top:18px;padding:18px;border-radius:14px;background:linear-gradient(135deg,var(--sky-100),#f3fcff);border:1px solid #bfe7f4;color:var(--navy-900);font-weight:750}.trust-band{margin:20px -22px;background:linear-gradient(135deg,var(--navy-950),var(--navy-800));color:#fff;padding:34px 22px;border-top:1px solid rgba(25,197,231,.24);border-bottom:1px solid rgba(25,197,231,.18)}.trust-band .inner{max-width:1180px;margin:auto;display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.trust-band strong{color:#fff}.trust-band p{color:#cbe3ee;line-height:1.6}.site-footer{margin-top:70px;padding-top:28px;padding-bottom:36px;border-top:1px solid var(--border);display:flex;justify-content:space-between;gap:35px;align-items:flex-start;color:var(--muted)}.site-footer p{max-width:420px;line-height:1.6}.footer-brand{display:inline-flex;align-items:center;gap:10px;color:var(--navy-900);font-weight:900;font-size:18px}.footer-brand:hover{text-decoration:none;color:var(--blue-700)}.footer-brand img{display:block;width:34px;height:34px;object-fit:contain}.site-footer nav a{color:var(--navy-800);font-weight:700}.site-footer nav a:hover{color:var(--blue-700)}.mini-stat{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:20px}.mini-stat div{background:var(--sky-100);border:1px solid #d3edf7;border-radius:12px;padding:14px}.mini-stat span{display:block;font-size:12px;color:#6d818d}.mini-stat b{display:block;margin-top:4px;color:var(--navy-900)}.callout{margin-top:30px;background:var(--sky-50);border-color:#c8e6f2}.callout strong{color:var(--navy-900)}@media(max-width:940px){.brand img{width:275px}.site-header{gap:22px}.site-header nav{gap:6px 13px}}@media(max-width:850px){.hero,.article-shell{grid-template-columns:1fr}.grid,.category-grid,.index-list{grid-template-columns:repeat(2,1fr)}.trust-band .inner{grid-template-columns:1fr}.side-card{margin-bottom:12px}.site-header{align-items:flex-start;flex-direction:column;gap:8px}.brand img{width:286px}.site-header nav{width:100%;padding-top:4px;border-top:1px solid #e4f0f5}}@media(max-width:620px){.site-header,main,.site-footer{padding-left:18px;padding-right:18px}.site-header{padding-top:12px;padding-bottom:12px}.brand img{width:min(270px,82vw)}.site-header nav{display:grid;grid-template-columns:repeat(3,max-content);gap:2px 15px;overflow-x:auto;padding-bottom:2px}.site-header nav a{padding:7px 0;font-size:14px}.grid,.category-grid,.index-list,.two-col,.tool-grid{grid-template-columns:1fr}.section-head,.site-footer{flex-direction:column;align-items:flex-start}.hero{padding-top:38px}.hero h1{font-size:clamp(42px,14vw,58px)}.hero p,.lead{font-size:18px}.hero-card{padding:22px}.article-hero h1{font-size:40px}.trust-band{margin-left:-18px;margin-right:-18px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important}}